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About the Author "Steven Millstein" and Credit Zeal!

Hello! (What I Do at Credit Zeal)


Credit Zeal is not just another credit blog. The idea of "Credit Zeal" came into my mind when I kept hearing about friends and family members being scammed and ripped off by the many "fly-by-night" credit repair services that come and go. So, I thought there must be other people out there who have been burnt by these scammers before and are seeking information on genuine, legitimate and reputable credit repair agencies and how I can connect them to the best credit repair companies they can trust to repair and improve their credit score.

Well, if you are one of the individual's who has unfortunately been ripped off by a credit repair scam or are are looking to find out which company is the best then I believe you will find our blog helpful.

How I Roll

This is perhaps best summed up by two words: No Bullshit. I pride myself on taking an honest, independent and unbiased approach, providing maximum value, with minimum fuss. I like to keep things real and have a strong belief in the power of being transparent. I take immense pleasure in helping individuals and families achieve their financial and life goals. I love it when people tell me they've raise their score and have purchased their fist home because of my advice or a credit repair service I've recommended.

Credit Zeal Motive

Why Credit Zeal? The definition of "Zeal" according to is "fervor for a person, cause or object; eager desire or endeavor; enthusiastic diligence; ardor" and it is within this spirit that CreditZeal was created to provide unbiased, free and independent credit repair advice to those in need. Financial education and literacy is a cause I firmly believe and stand behind and it is my mission to educate as many people as I can on the importance of your credit score and how to maintain, repair and improve your credit rating. Not many people truly understand the significance and impact this three digit number will have on their life - it is my goal to change this.

Why Should I Care About Credit Repair?

Cleaning up your credit reports and establishing positive credit means you can obtain home loan refinancing, mortgages, auto loans, lines of credit and good interest credit card accounts. The longer you keep your credit positive the better your credit score gets. Credit repair is needed in almost 80% of the consumer reports today. Even though you may have been through a hard time in life such as divorce, sickness, lost job or any other major catastrophe you don't have to give up. Many accounts on credit files are inaccurate, misleading, incomplete and unverifiable, these are all violations of the Fair Credit Reporting Act (The law enacted to protect you). Those of you who have filed bankruptcy need to clean up those reports and they can be improved greatly by taking time to do the clean up work.

Many consumer's are also being harassed by collection agencies who are in violation of the Fair Debt Collection Practices Act. If you want to get your life together and seriously clean up your credit then choose whether you want to take on the task yourself or have a company do it for you. Do something, don't just take a second seat. Why rent when you can buy? What pay 28% interest when 9% is available? Why get denied good jobs because of credit issues? Why get denied anything? Take control and do something as the problems just don't go away. Consumers have a vision that bad credit reflects on them personally. This is not true. There are doctors, lawyers, dentist, bank managers and even ex officials who have come to us for help with the problems that are associated with credit reports, credit bureaus and creditors. Merged files or consumer's with the same names for example father and son, mother and daughter or even complete strangers being merged together on one credit file. Credit reports do not discriminate you can make in excess of 100K and still have bad credit. One thing is for certain, if you do nothing nothing will change. Make today the day to start your credit repair journey. 

Get Started

Not sure where to begin? If you would like help with the credit repair process, whether you've decided to pursue the "DIY" credit repair path or would prefer to hire a professional credit repair company you can find free help and unbiased reviews here on CreditZeal.

To get started with repairing your credit:

About CreditZeal

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