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Cyber Threats and Privacy

Identity theft and hacking are growing at super exponential rates. It won’t stop and will only get worse. The fact is that most Americans are already compromised and they don’t even know it. It is estimated that over 80% of all residential households in America do not even have their WiFi router secured properly.

Wireless Card Scanners
Cyber Threats and Privacy

These are hackers that will scan your credit card in your pocket at coffee shops or other unassuming public places. They have special devices or programs that can “see” the RF chips embedded in your credit card on their laptops. This happened to me once but since I was set up on banking text alerts I was able to stop it and get my money back. I now use radio frequency shield card slots and wallets to prevent this from happening again, which you can buy on Amazon.

Online Banking

Make sure your network is secure and the browser is set to HTTPS when logging into your banking account. One small compromise and someone can steal your info, and ruin your credit. In fact any website you submit personal info you should start with HTTPS (Secure) URL.

In addition, over 80% of all U.S. homes do not secure their WiFI router. Most people never change their factory default router login and password. Any hacker that scans your neighborhood (and yes they still do this) can generally determine what kind of router model you have from the SSID default broadcast, and then check to see if they can login using the default pass and username. If a hacker is able to break into your home network, you can have some serious compromises. This often leads to cases of identity theft and fraud. Most often you will not know about it until well after the comprise has occurred and someone has used your information to steal money or your identity.

The cyber threats are VERY real and much worse than you think; they are only getting more complex everyday as hackers develop new technologies and methods to scan for weaknesses and infiltrate unassuming homes, people and businesses.

Shred your mail, bills or paperwork that may have sensitive personal info on them. You would be surprised to know that people still rummage through garbage to find data to sell or use for gain.

Use Secured Email

Almost everyone sends sensitive info via email and text not even thinking that someone can scan that data in “cyberspace” if they are looking for it. Since most people are now using Gmail, Yahoo Hotmail, etc. There aren’t very many secure options for email if you are not using Thunderbird or Outlook. However, there is one company in Switzerland that has a service called

It a browser email account with mobile phone apps that send and received encrypted mail and is very easy to use. They have a free account version and a paid account version, which is approximately $6 per month. If you send personal data via email such as tax returns, social security
numbers, credit card numbers.

Commercial Mailbox

Use a commercial mail box, such as the UPS store mail box, for receiving your postal mail instead of receiving it at home. UPS Stores are very flexible and can even forward your mail wherever you are. Many thieves still steal mail in an attempt to find social security numbers, checks, or anything they can use to extract money or credit from a victim.

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